An Analysis of Effects of Differential Coinsurance Policy and Utilization of Outpatients Care by Types of Medical Institutions / 보건행정학회지

BACKGROUND: The purpose of this study is to analyze the effects of differential coinsurance policy on prescription drug coverage of outpatients by types of medical institutions. METHODS: In this study, we used a sample cohort database of the National Health Insurance Service and frequency analysis and marginal logistic regression model using generalized estimating equation were used for statistical analysis. RESULTS: The summary on the major research is followed. First, about 16% of patients who used only tertiary or general hospital due to 52 ambulatory care sensitive conditions before policy implementation moved to hospitals and clinics. However, about 57% of them still use tertiary or general hospital. Second, the factors influencing the utilization of hospitals and clinics after the implementation of the policy were gender, age, and income level. As a result, the policy is effective to reduce the medical use of outpatient mental patients in tertiary or general hospital, but the effect is not significant. CONCLUSION: Therefore, in order to achieve the purpose of the policy for establishing the health care delivery system, it is necessary to adjust the co-payment so as to feel the burden on the co-payment when the outpatient for 52 ambulatory care sensitive conditions is used at the tertiary or general hospital.

Análisis del impacto del aumento del coseguro en un servicio de emergencias

Definimos como coseguro a la participación directa del paciente en un porcentaje del costo de los servicios sanitarios en el momento de utilizarlos. Con el pago del coseguro además de contener el uso de los servicios se puede obtener una financiación adicional para el sistema. Los Servicios de Emergencias tienen como complemento la atención domiciliaria no urgente o consultas. En los cuales el coseguro, se utiliza como método de racionalización del uso del servicio. De esta manera, se busca que sea utilizado de la forma más efectiva posible. Se ha descripto como influencian el copago en la atención primaria pero poco se ha planteado en la atención pre hospitalaria. Por este motivo, debemos valorar si el aumento del coseguro es efectivo para restringir el uso del servicio y si el mismo trae consecuencias sobre la salud de las personas. Se realizó un estudio retrospectivo, de Cohorte longitudinal, donde se recolectaron los datos de la asistencia médica de un Servicio de Emergencias comprendidos entre Setiembre 2011 hasta abril 2013 en la ciudad de Córdoba Capital. Los datos surgidos fueron analizados en dos periodos, los cuales se denominaron: periodo 1 que incluye aquellas consultas con coseguro realizadas desde Septiembre de 2011 a Septiembre de 2012. El período 2, que incluye aquellas consultas con coseguro realizadas entre Septiembre de 2012 a Septiembre de 2013. En este período se realizó un aumento del 100% del coseguro. Todas las prestaciones serán dominadas “auxilios”, y serán clasificados en Grado 1, 2 y 3, dependiendo de su complejidad. Los mismos son registrados desde el Despacho del Servicio de Emergencias Médicas y registrados por el sistema DTM 26 Socorro Medico ®, posteriormente se exportaran los datos a planilla Excel 2010®. comparando los dos períodos mes a mes no se encuentran diferencias significativas en las consultas o Grado 3 (p= 0,19)...

We define as co-insurance to the direct participation of the patient in a percentage of the cost of health services at the time of use. With the payment of the co-insurance in addition to containing the use of the services you can get an additional funding for the system. The Emergency Services have as a complement the home care not urgent or medical consultations. In which the co-insurance, is used as a method of rationalization of the use of the service. In this way, are looking to be used in the most effective way possible. Has been described as influence the copayment in primary care but little has been raised in the attention pre-hospital care. For this reason, we must assess whether the increase in the Co-insurance is effective to restrict the use of the service and if the same brings consequences on the health of the people. A retrospective study was performed of longitudinal cohort, where data were collected from the medical assistance of an Emergency Service between September 2011 to April 2013 in the city of Cordoba Capital. The data were analyzed in two periods, which were termed: period 1 that includes those consultations with coinsurance carried out from September 2011 to September 2012. The period 2 this includes those consultations with coinsurance undertaken between September 2012 to September 2013. In this period was an increase of 100 per cent of the co-insurance. All the benefits shall be dominated "aid", and shall be classified in grade 1, 2 and 3, depending on its complexity. The same are recorded from the Office of the Medical Emergency Service and registered by the DTM 26 Medical Relief ®, subsequently exported data to Excel 2010®. Comparing both periods , month by month, no significant differences are found in the consultations or Grade 3 (p= 0.19)...

Satisfaction with High Deductible Policies among Patients with Diabetes in the Korean General/University Hospital System / 임상당뇨병

The Korean government implemented a new policy on October 1st, 2011, requiring that patients with type 2 diabetes in the general or university hospital system pay 40% or 50% rather than 30% of total prescription drug costs. The Diabetes Association of Korea performed a survey regarding satisfaction with the new policy among patients with diabetes from August 24th to September 2nd, 2011. A total of 548 patients participated in the survey through one-to-one interviews. About 90% of patients with diabetes regarded diabetes as a serious disease, while only 4.5% regarded diabetes as a mild disease. The reasons why patients regarded diabetes as a serious disease were risks of developing diabetic complications (64.3%), difficulty of diabetes care (18.0%), and difficulty of cure (15.1%). About 70% of patients felt burdened by the increased prescription drug costs and deductibles, while only 12% did not. Finally, 85% of patients thought that the new policy was unfair to patients with diabetes and about 75% of patients regarded the new policy as inappropriate. In conclusion, the Korean government's new high deductible policy for patients with diabetes in the general/university hospital system should be withdrawn immediately.

An Empirical Analysis of Price Elasticity of the Demand for Medical Care Services in Korean National Health Insurance Program / 예방의학회지

This paper tested by using Micro TSP, an empirical econometric analysis to approve officially a hypothesis of price elasticity of the demand for medical care services in Korean national medical insurance and the economic effect of health care delivery system with time-series datas of Medical Insurance statistical yearbook(1981-1993). The results suggest that the korean medical insurance system shows moral hazard due to the change of coinsurance and the economic effect according to intervention of the health care delivery system, but it is different by insurers regardless of the same structure of the medical insurance scheme.

Seguridad social: subsidio familiar: colsubsidio / Social security: familiar subsidy: colsubsidio

Trabajo presentado durante el ano de servicio social obligatorio, en la Clinica Infantil Colsubsidio de Bogota. A travez de la historia, la seguridad social ha tendido una evolucion significativa, como politica social de proteccion al individuo y su familia. Se puede clasificar a los beneficiados de la seguridad social en la siguiente forma: empleados, trabajadores independientes, amas de casa, otras personas en edad de trabajar sin ocupacion lucrativa, personas que no tienen edad para trabajar y personas retiradas. En Colombia los seguros sociales aparecen alrededor del ano 1921 con leyes incipientes. Mas tarde se establecen nuevas leyes de proteccion. Se resaltan 5 principios de seguridad social asi: universalidad, integridad, solidaridad, unidad e internacionalidad. En la actualidad la seguridad social comprende: medicina social, seguridad social, servicios sociales, asistencia social y se considera un servicio publico orientado a proporcionar garantias basicas y minimas para combatir la inseguridad del hombre y esta dirigido por el Estado. En Colombia existen entidades destinadas a proveer seguridad social, especificamente en lo que se refiere a subsidios familiares, las cuales brindan servicios en salud, recreacion, vivienda, turismo, cultura etc. El subsidio familiar existe como medio de proteccion a la familia , es una prestacion social pagadera en dinero, especie o servicios